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In the United States, credit files on individuals are kept by three different credit bureaus: Equifax, Experian and TransUnion. All three are private-sector, for-profit companies. The credit files they maintain contain extensive information on you and your credit history. The information is obtained mainly from lenders, creditors, insurers, employers and other institutions with which you may have a financial relationship.

Compare IdentityGuard® to Equifax, myFICO and TransUnion:

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Your Credit Score can make a big difference in your interest rates and loan payments
It is critical that you know it, manage it, and protect it.